Credit Score Calculation Debug Log: Initial credit score from post meta: 0 Starting credit score: 70 Rating 1: -30 Fetched license status: Active License Status: Active: no change applied, score remains: 40 _credit-adjustment2: -40 applied, new score: 0 No _interaction-date found. Score multiplied by random value 0.9818: 0 Business Status: Active: no change Final adjusted score (clamped to 0-100 and rounded): 0
terrible at paying their bills